STAKEHOLDER MAP

Categorized List

1. The Caretakers (Support Wellbeing):

   1. Parents/Guardians: Sending allowance to students across borders.

   2. “Chamas” (Savings Groups): Informal community groups where trust is high, but technology is low.

   3. Diaspora Family: Relatives abroad trying to send support home without losing 15% to fees.

2. The Emerging Leaders (Innovators):

   1. Social Commerce Sellers: Youth selling shoes, data, and gadgets on WhatsApp/Instagram.

   2. Crypto-Miners: The large community of Pi Network users and airdrop hunters looking for utility.

   3. Freelancers: Digital workers earning in USD who need offramps.

3. The Stakeholders (Institutions):

   1. Mobile Money Agents: The physical gatekeepers of cash (M-Pesa/MTN agents).

   2. Suppliers/Wholesalers: Merchants in other countries who demand secure payment.

   3. Logistics Providers: Bike riders and delivery services (who could act as verifiers).

4. Affected Groups (The Victims of the Gap):

   1. Unbanked Youth: Excluded from global commerce.

   2. Cross-Border Traders: Losing margins to exchange rates and fraud.